When it comes to obtaining a job that requires a Disclosure and Barring Service (DBS) check, there are different levels of checks that employers can request. The basic DBS check will reveal unspent convictions, conditional cautions, and warnings. However, spent convictions will not show up on a basic check. On the other hand, the standard DBS check will disclose spent and unspent convictions, cautions, warnings, and reprimands. The enhanced DBS check, which is mainly for positions that involve working with vulnerable adults or children, will reveal the same information as the standard check, plus any relevant information held by local police forces.
Regarding Individual Voluntary Arrangements (IVA), a type of debt solution, they may show up on a DBS check that includes an adverse credit check. Other adverse credit information that may appear includes county court judgments (CCJ) and bankruptcy. However, not all employers will request an adverse credit check.
If you are considering joining the police force, having a current IVA will disqualify you from the application process. However, if the IVA has been discharged and you have a certificate of satisfaction, you may be considered.
IVAs can protect your assets, such as your car and home. Under an IVA, you may not have to sell your car, and you can set aside funds each month to maintain it. Similarly, it is unlikely that you will have to sell your home under an IVA. However, if there is equity in your home, you may have to remortgage six months before the end of the IVA to release the equity, which will be paid into the IVA.
Frequently Asked Questions
Will an IVA affect your ability to pass a standard DBS check?
An IVA (Individual Voluntary Arrangement) is a formal agreement between you and your creditors to pay back your debts over a period of time. A standard DBS check only shows unspent convictions and conditional cautions. It does not show information about financial arrangements like an IVA. Therefore, having an IVA should not affect your ability to pass a standard DBS check.
Can an IVA impact the results of an enhanced DBS check?
An enhanced DBS check is a more in-depth check that shows spent and unspent convictions, as well as any relevant information held by local police forces. However, an IVA is not a criminal conviction and is not related to any criminal activity. Therefore, it should not impact the results of an enhanced DBS check.
How far back does a DBS check go and will an IVA show up?
The length of time a DBS check goes back depends on the level of the check. A basic DBS check goes back 5 years, while a standard and enhanced DBS check go back as far as the police and relevant authorities have information. However, as mentioned before, an IVA is not a criminal conviction and is not related to any criminal activity. Therefore, it should not show up on a DBS check.
Does a DBS check show information about financial arrangements like an IVA?
No, a DBS check only shows information about an individual’s criminal record. It does not show information about financial arrangements like an IVA.
Are allegations related to an IVA shown on a DBS check?
No, allegations related to an IVA are not shown on a DBS check. A DBS check only shows information about an individual’s criminal record.
What information is included on a basic DBS check and does it show an IVA?
A basic DBS check shows unspent convictions and conditional cautions. It does not show spent convictions or any other information. Therefore, it does not show information about financial arrangements like an IVA.